Service Charges & Fees
Below is the updated schedule for various banking service charges and the free services offered to our valued customers.
| Category of Charge | Charge Description | Charges Amount |
|---|---|---|
| Cheque Book | Per leaf over Free cheques for all A/cs | Rs.3/- |
| Stop Payment Request | Savings Accounts per Instrument for one single request letter. | Rs. 150/- |
| Stop Payment Request | Current / CC / OD / SOD Accounts per Instrument for one single request letter. | Rs. 250/- |
| Account Closure | Saving a/c closure within 1 year | Rs. 150/- |
| Account Closure | Current a/c closure within 1 year | Rs.300/- |
| Minimum balance charges – Savings Account | If balance falls below Rs. 1000/- | Rs.70/- p.m. |
| Minimum balance charges – Savings Account Without Cheque Book | If balance falls below Rs. 500/- | Rs.70/- p.m. |
| Minimum balance charges – Current Account | If balance falls below Rs. 2000/- | Rs.200/- p.m. |
| SMS Charges | Per account | Rs. 30/- per quarter |
| RTGS/NEFT Charges | Up to Rs. 2.00 lakhs Rs.25/-and above Rs. 2.00 lakhs Rs.50/-per transaction. | |
| Cheque Return | If instrument is returned unpaid return charges of Rs.150/- for S.B.Account and Rs.300/- for Current Account /OD/SOD/CC Accounts. | |
| ATM Card Charges | Debit Card | Rs. 150/- |
| ATM Card Charges | Reissue against loss of card | Rs. 150/- |
| ATM Card Charges | Annual charges | Rs. 150/- per annum |
| ATM Card Charges | Issue of new card on expiry of existing card | Rs. 150/- |
| ATM Card Usage | Use of ATM card at our ATM any number of times | Free |
| ATM Card Usage | Use of ATM card at other Bank ATM | As per RBI / NPCI Rules |
| ATM Transactions Charges | Rs.20/- per Financial Transaction and Rs.8.50/- for Non-Financial Transaction at other Bank ATMs after allowing free transactions as per RBI / NPCI Guidelines. | |
| Cash Withdrawal Limit | Transaction fees at Sudha Co-operative Urban Bank Ltd ATM | Free - Rs 20,000/-Per day |
| POS & E-Com Transactions | Rs. 1,00,000/- per day | Service Withdrawn |
| Remittance facilities - Demand Draft issue | At par cheques issued on Corporation Bank, SBI & Axis Bank - Service Withdrawn | |
| Bankers cheques – issue | Up to Rs.10,000/- | Rs 20/- |
| Bankers cheques – issue | Rs. 10,001/- to Up to Rs.1,00,000/- | Rs 50/- |
| Bankers cheques – issue | Rs. 1,00,001/- to Up to Rs.10,00,000/- | Rs 100/- |
| Bankers cheques – issue | Cancellation | Rs. 50/- |
| Loan and Advances - Gold loan Processing Charge | General | 1% of the loan amount. |
| Locker Rent - Small | Small size locker | Rs. 750/- p.a. |
| Locker Rent - Medium | Medium size locker | Rs. 1500/- p.a. |
| Locker Rent - Large | Large size locker | Rs. 5000/- p.a. |
| Issue of Statement | Account Statement | Rs.50/- |
| Issue of Duplicate Pass Book | Issue of duplicate pass book | Rs. 100/- |
| Signature / Photo Verification Certificate / Miscellaneous | Signature / Photo verification certificate / Miscellaneous | Rs. 100/- |
Services Rendered Free of Cost
- Balance enquiry
- Monthly Statements
- Collection of local Cheques
- Standing Instruction
- No Dues Certificates
- Balance confirmation certificate
- Account status certificate
- Use of ATM / Debit card at Sudha Co-operative Urban Bank Ltd ATMs
- Funds Transfer through Mobile Banking
- Inward / outward fund transfer (IMPS/UPI)