Sudha Co-operative Urban Bank Ltd

Sudha Co-Operative Urban Bank Ltd

Gold Loan Services

The easiest and quickest way to get liquidity for your immediate requirements and emergencies

Gold Loan - Instant Liquidity Against Gold Ornaments

About Gold Loan

The easiest and quickest way to get liquidity for your immediate requirements and emergencies, this is an instant loan facility offered at competitive and attractive interest rates. This is a special scheme designed for your convenience wherein you can avail the loan by pledging your gold ornaments for any general purpose or expenditure.

Key Features

Instant Approval

Quick processing and disbursement within hours

Competitive Rates

Attractive interest rates at 11% per annum

High Loan Value

Up to ₹25 lakhs against gold ornaments

Flexible Tenure

Convenient repayment options available

Quantum

A maximum of ₹25,00,000/- is sanctioned per individual borrower against the pledge of gold ornaments

Interest: 11% per Annum

Repayment Period

Gold loans up to ₹4 lakh:

One year tenure with interest payable monthly at the end of every calendar month and principal within one year

Security

Pledge of gold ornaments/jewellery

Your gold is stored safely and securely in our vaults with full insurance coverage

Key Benefits

Easiest and quickest way to get liquidity
No end-use restrictions - use for any purpose
Minimal documentation required
Instant loan facility for emergencies
Safe and secure storage of pledged gold
Interest payable monthly with flexible principal repayment
No processing fees or hidden charges

How It Works

1

Visit Branch

Walk into your nearest branch with gold ornaments

2

Evaluation

Our experts assess purity and weight of your gold

3

Documentation

Complete minimal paperwork and loan agreement

4

Get Cash

Receive loan amount instantly in your account

Need Instant Cash?

Visit your nearest branch with your gold ornaments and get instant liquidity