Housing Loan Scheme
Realize your dream of owning a home with our fast, friendly and convenient housing loan scheme
About Housing Loan
Realize your dream of owning a home with the help of our fast, friendly and convenient housing loan scheme. We offer loans for construction of residential houses or purchase of existing residential houses, flats for self dwelling or for rental purpose to individuals and for extension and upgradation including major repairs to owners of houses/flats.
Key Features
Up to ₹1 Crore
Maximum loan amount for purchase/construction/extension
15 Years Tenure
Flexible repayment period up to 10 years
Secure Process
Mortgage by deposit of original title deeds
Flexible Repayment
Various repayment methods available
Loan Purpose
Purchase/Construction
For purchase or construction of houses/flats by individuals
Repairs & Alterations
Repairs, alterations and additions to houses/flats by individuals
Institutional Buildings
Education, health, social, cultural or other institutions/centers within housing projects
Commercial Spaces
Shopping centers, markets catering to daily needs of housing colony residents
Quantum of Loan
Maximum of ₹1 Crore for purchase/construction/extension of house/flat, etc.
Repayment Period
Loan period is Maximum 15 years
Security
Mortgage by deposit of all original title deeds of the property / Equitable mortgage after legal clearance and valuation